Financial Services
Top Companies We Work With:
Expert Guidance, Tailored for You
Fee-based Certified Financial Planner™
We specialize in providing personalized financial solutions through Osaic Wealth, Inc., a trusted broker-dealer. Whether you prefer fee-based or commission-based services, our financial planning is always guided by a board-certified CFP® professional.
For Individuals:
Fee-Based Financial Planning
Transparent, objective financial advice tailored to your goals.
Wealth Management:
Providing holistic and comprehensive investment management, financial planning, tax strategies, estate planning, and risk management services to help high-net-worth individuals grow and preserve their wealth.
Retirement Planning:
We sit down with you to discuss your retirement goals and guide you towards how to achieve them through saving, investing, and managing assets. Our goal is to ensure financial security and stability throughout your golden years
For Businesses:
401(k) 403(b), Pension Plans
401(k) and 403(b) planning and management involve helping our clients select, contribute to, and optimize their employer-sponsored retirement plans through investment choices, contribution strategies, and tax-efficient withdrawals. This includes ongoing monitoring and adjustments to align with retirement goals and changing financial circumstances.
Cash Flow Analysis:
Cash flow analysis is the process of examining an individual’s or business’s income and expenses to understand how money is earned, spent, and saved over time. Our team helps identify spending patterns, assess financial health, and improve budgeting and financial planning.
Employee Benefit Packages, Executive Benefit Carve-Outs , Deferred Compensation
Attract and retain top talent with competitive 401(k) or 403(b) plans.
Insurance
Safeguard your business with tailored insurance solutions.
Your Path to Smarter Financial Decisions"
Why Choose a Certified Financial Planner (CFP)™?
When you work with a CFP®, you’re choosing a professional who meets the highest standards set by the Certified Financial Planner™ Board of Standards.
The Four E’s of Excellence:
Education:
CFPs complete rigorous training and ongoing education to stay ahead in the field.
Examination:
They pass a comprehensive exam with a 56% success rate, covering all aspects of financial planning.
Experience:
With over 15 years in the industry, Kevin brings hands-on expertise to every client relationship.
Ethics:
CFPs adhere to a strict Code of Ethics, ensuring your best interests always come first.
Take the Next Step
Ready to take control of your financial future? Let’s start the conversation today.
Frequently Asked Questions
Q: Why should I use a financial planner?
The financial world is very complex, and having a trusted financial planner onboard is critical to making good financial choices. Developing financial plans requires a deep knowledge of the financial world, as well as being well versed in legal and tax issues while being able to maintain an objective outlook. At EBNY Financial Services, we have accumulated over 25 years of financial knowledge and experience, and with a Certified Financial Planner, we are able to maintain our high standards in financial planning.
Q: What type of clients do you deal with?
We work with clients who have a wide variety of varying financial situations, with a wide range of investable assets. By taking into consideration a multitude of variables, we are able to create unique financial plans for each client.
Q: What fees do you charge for this service?
We charge a flat fee for the development of a financial plan, but the initial consultation is free.