45 North Broad St, Suite 502 Ridgewood, NJ 07450
40 Main Street, Suite 204 Chatham, NJ 07928

Insurance Services

Top companies we collaborate with:

Tailored Support for Every Stage of Life

Comprehensive Solutions for Every Need

At EBNY, we specialize in delivering tailored insurance and benefits solutions for a wide range of industries and needs. Whether you are a growing start-up, a non-profit organization, or a large corporation, we have the expertise to protect your business, employees, and future.

We specialize in:

Non-Profit Firms, Start-Up Firms, Architectural Firms, Technology Firms, Educational Institutions, Real Estate/Buildings and Employee Benefits.

Solutions for Businesses

Employee Benefits

Build competitive benefits packages to attract and retain top talent.

Commercial Insurance

Protect your business with customized insurance plans.

Advisory & Consulting

Get expert guidance to make smarter financial decisions.

Areas We Specialize In:

  • Non-Profit Firms
  • Start-Up Firms
  • Architectural Firms
  • Law Firms 
 Technology Firms
  • Educational Institutions
  • Real Estate/Buildings
  • Employee Benefits

Employee Benefits Solutions:

  • Group Health, Dental, and Vision Insurance
  • Group Life and Disability Insurance
  • Health Savings Accounts (HSA) & Health Reimbursement
  • Arrangements (HRA)
  • Short-Term & Long-Term Disability Plans
  • Long-Term Care Plans
  • Employee-Paid Voluntary Insurance
  • Self-Insured Benefit Plans
  • Exclusive Employer Insurance Programs

Commercial Insurance Solutions:

  • General Liability Insurance
  • Workers’ Compensation Insurance
  • Professional Liability (E&O) Insurance
  • Product Liability Insurance
  • Employment Practices Liability Insurance
  • Directors & Officers (D&O) Insurance
  • Property & Real Estate Insurance
  • Fiduciary Liability & ERISA/Crime Bonds/Insurance
  • Business Overhead & Buy-Sell Agreements Insurance
  • Hotel, Restaurant & Bar Insurance

Advisory & Consulting Services:

  • Flexible Spending Accounts (FSA)
  • Professional Employer Organizations (PEO)
  • Online Benefit Platforms
  • Medicare Consulting
  • Insurance Consulting
  • Section 125 – Premium Only Plans
  • Employee Assistance Programs
  • Payroll Integration
  • Individual Insurance Products

Why Choose Us?

We understand that every business is unique. That’s why we offer customized solutions designed to meet your specific needs, ensuring your business and employees are protected while staying within budget.

Explore Our Services

Frequently Asked Questions

As independent brokers, EBNY is able to show clients current rates from all of the major insurance carriers. We have the ability to shop around and show you the best possible rates on the market. We have no quotas to meet, there is no up-selling, and no 800 numbers to call.

EBNY Insurance Services, Inc. has open access to every market and insurance carrier and performs an annual review of each provider. We are not a captive agency, nor do we have sales quotas. We strive to find our clients the best pricing on the market – often beating even the state insurance plans. We can also save you money by streamlining all of your insurance and employee benefit needs under one roof.

We have a very diverse clientele ranging from sole proprietors to publicly traded companies. EBNY helps clients over a wide range of industries, with specialty services tailored for non-profits, professional offices, and start-up firms.

We work in two different capacities. We are paid by the insurance carriers directly or are hired as insurance consultants. Either way, the initial consultation is always free.