Insurance Services
At EBNY Insurance Services, Inc., we are fully dedicated to bringing you access to the best insurance solutions available. Our mission is to provide top-quality insurance services to our clients and to help you understand your options so you can make the most informed decisions about how to protect your business, your employees, and yourself.
At EBNY, we constantly analyze the insurance markets to find the best coverage available, all while helping managing operational costs and healthcare costs. We are an independent, family-owned brokerage with over 20 years of experience in helping companies drive growth by cutting unnecessary cost. Our top priority is to deliver the best rates and highest level of satisfaction to our clients through close communication and lasting relationships.
We are here for you and your business to provide assistance in times of uncertainty and economic recovery. We help operate and manage your benefits for a growing workforce, be it in-person or virtual, without sacrificing the benefit you provide or your team’s well-being. Whether you are growing a small business or running a large company, we are able to design a unique, comprehensive benefits package, ensuring you receive the benefits you need without compromising your budget.
What We Offer
Areas We Specialize:
- Non-Profit Firms
- Start-Up Firms
- Architectural Firms
- Law Firms
- Technology Firms
- Educational Institutions
- Real Estate/Buildings
Employee Benefits
- Group Health/Dental/Vision Insurance
- Group Dental Insurance
- Group Life Insurance
- Group Disability Insurance
- Health Savings Accounts (HSA) & Health Reimbursement Arrangements (HRA)
- Short-Term & Long-Term Disability Plans
- Long-Term Care Plans
- Employee Paid Voluntary Insurance
- Self-Insured Benefit Plans
- Exclusive Employer Insurance Programs
Commercial Insurance
- Business Insurance- General Liability
- Workers’ Compensation
- State Mandated Disability Insurance
- Property Insurance
- Professional Liability (E&O)
- Product Liability
- Employment Practices Liability
- Directors & Officers
- Real Estate Insurance
- Fiduciary Liability Insurance
- ERISA/Crime Bonds/Insurance
- Business Overhead Insurance
- Hotel, Restaurant & Bar Insurance
- Buy-Sell Agreements
- Section 125 Premium Only Plans
- Employee Assistance Programs
- Advisory Services
Services/ Consulting
- Flexible Spending Accounts (FSA)
- Professional Employer Organizations (PEO)
- Online Benefit Platforms
- Exclusive Employer Insurance Programs
- Medicare Consulting
- Insurance Consulting
- Section 125 – Premium Only Plans
- Employee Assistance Programs
- Advisory Services
- Individual Insurance Products
- Payroll Integration
Frequently Asked Questions
Q: What are the benefits of having an independent broker?
As independent brokers, EBNY is able to show clients current rates from all of the major insurance carriers. We have the ability to shop around and show you the best possible rates on the market. We have no quotas to meet, there is no up-selling, and no 800 numbers to call.
Q: How can you save me money on insurance?
EBNY Insurance Services, Inc. has open access to every market and insurance carrier and performs an annual review of each provider. We are not a captive agency, nor do we have sales quotas. We strive to find our clients the best pricing on the market – often beating even the state insurance plans. We can also save you money by streamlining all of your insurance and employee benefit needs under one roof.
Q: What type of clients do you deal with?
We have a very diverse clientele ranging from sole proprietors to publicly traded companies. EBNY helps clients over a wide range of industries, with specialty services tailored for non-profits, professional offices, and start-up firms.
Q: What fees do you charge for this service?
We work in two different capacities. We are paid by the insurance carriers directly or are hired as insurance consultants. Either way, the initial consultation is always free.