Every solution is tailored to your unique needs.
Our Financial Planning Approach
At EBNY Financial LLC, we believe successful financial planning comes from long-term relationships.
Our simplified four-step approach works together to help protect your wealth, grow your assets, prepare for life’s milestones, and preserve your legacy
Whether you’re just beginning your financial journey or preparing to retire, our fee-based financial planning evolves with you every step of the way and can help you at all stages of your life.
01
Risk Management
We help ensure you have the correct insurance coverages and employee benefits to help protect your income, your family assets, and your future. For businesses, we help you protect your biggest asset with the correct coverage and create good morale with employee benefits.
- Income protection
- Life insurance strategies
- Long-term care planning
- Executive benefits
- Health insurance & employee benefits
- Disability insurance
- Business continuation planning
02
Wealth Accumulation
We create customized, fee-based financial plans and investment strategies designed around your goals, time horizon, and risk tolerance. Every recommendation is part of a customized financial plan. We work with business owners helping them with proper cash management, tax efficiencies, and qualified tax shelters like 401(k)s and pensions.
ACCOUNT TYPES
- 401(k) & 403(b) plans
- Traditional IRA
- Roth IRA
- SEP IRA
- Joint account
- Brokerage accounts
- 529 College Savings Plans
- Pension plan
- Advisor managed accounts
- Professional money managers
INVESTMENT STRATEGIES
- Tax-efficient strategies
- Retirement income strategies
- Mega Backdoor Roth conversions
- Backdoor Roth Conversions
- Proper cash flow management for
business
INVESTMENT OPTIONS
- Stock and Bond Portfolios
- Private Equity
- Private Credit
- Venture Capital
- Hedge Funds
- Real Estate
- Professionally managed portfolios
As a fiduciary, we provide objective and tailored portfolios with your best interest at the center of every decision.
03
Wealth Distribution & Life Milestones
We help you access your wealth in a tax-efficient way so you can achieve the moments that matter most.
- Retirement income planning
- College planning
- Tax efficient income
- 401(k) and 403(b) rollover
- Purchasing a home
- Pension maximization and socialsecurity integration
04
Estate & Legacy Planning
We help build your wealth and have it transferred according to your wishes while minimizing taxes and administrative costs.
- Beneficiary review
- Trust & estate planning
- Estate tax strategies
- Probate reduction strategies
- Multi-generational wealth transfer
- Legacy planning
These four pillars work together as an integrated strategy customized for you. Our goal is simple: to help you achieve financial confidence today—and for tomorrow.
Ready to Take the First Step?
Let’s build a financial plan that evolves with you. Schedule your consultation and experience the EBNY difference.
Tailored Support for Every Stage of Life
Why Choose Our Process?
Personalized
Transparent
We keep you informed at every step.
Proactive
We do not just set it and forget it—we monitor and adapt.
Relationship-Driven
We are here for the long haul, building trust and delivering results.
